Medicare Supplement Plan G

Plan G

Highlights

Medicare Supplement Plan G is one of the most popular Medigap plans.

Medigap Plan G highlights:

  • Identical to Plan F except doesn't cover Part B deductible

  • Lower monthly premiums than Plan F

  • Our most popular plan

  • Use with any doctor that accepts Medicare

  • $198 annual deductible (in 2020)

  • Covers Part B excess charges

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Supplement Quote Today!

Comparison of Popular Medigap Plans

Basic benefits*, including 100%

Part B coinsurance

Part A deductible

Part B deductible

100% Part B excess charges

$0 plan deductible

Plan G

$198 Part B deductible

$20 copayment for office visit; $50 copayment for ER

$198 Part B deductible

Not covered

(after deductible)

$2340 annual plan deductible

*Basic benefits: 

  • Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.

  • Medical Expenses: Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of Part B coinsurance or copayments.

  • Blood: First 3 pints of blood each year.

  • Hospice: Part A coinsurance.

How Much Does Medigap

Plan G Cost?

A Medicare Life Group agent may call or email as a result of completing the form to discuss Medicare Advantage, Prescription Drug, or Medicare Supplement Plans. By submitting this form you agree to our Terms of Service.

What Does Medigap

Plan G Cover?

Like all Medicare Supplement plans, Plan G is federally standardized, meaning every Plan G policy includes identical coverage, regardless of insurance company. With Medicare Supplement Plan G you'll have almost no out-of-pocket medical expenses. Plan F is the most comprehensive Medigap plan, but Plan G is a close second. Plan G coverage is identical to Plan F with one exception: with Plan G you are responsible for the Medicare Part B deductible of $198 (up from $185 in 2019).

Plan G covers:

  • Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.

  • Medical Expenses: after Part B deductible, plan pays remaining balance of Medicare-approved amounts (generally 20% after Medicare pays 80%). 

  • Blood: First 3 pints of blood each year.

  • Hospice: Part A coinsurance.

  • Skilled Nursing Facility Care: up to 100 days of skilled nursing facility care.

  • Part B Excess Charges: 100% of Part B excess charges.

  • Foreign Travel Medical Services: after a $250 deductible during the first 60 days, Plan G pays 80% of the remainder of charges up to a lifetime maximum of $50,000.

Printable Full Description of

Plan G Coverage

Should You Choose Medigap Plan G?

Medicare Supplement Plan G is our most popular Medigap plan. Like Plan F, Plan G offers the security of knowing that regardless of your health, you'll have nearly all of your medical expenses covered by the plan. The only difference is that Plan G kicks in after your $198 Part B deductible is met. 

There are a few reasons you might choose Plan G over Plan F:

  • Lower premiums. Plan G has lower premiums than Plan F. If the annual premium savings with Plan G exceeds the $198 deductible covered by Plan F, then financially it makes sense to choose Plan G.

  • Price stability. Plan F will be eliminated for newly eligible enrollees in 2020. Those already enrolled in Part F will be able to keep their plans, however, most predict that once Plan F is eliminated, its premium rates will increase more than other plans.

Medigap Plan G Topics

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Toll Free:(888) 505-3822

 

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All rights reserved. Licensed name varies by state: Montana Life Group, Troy Baccus,

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We are not connected with or endorsed by the United States government or the federal Medicare program. The trademarks and logos appearing on this page are owned by the respective companies named or depicted therein.

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