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    Enroll in a Medigap Plan over the Phone
    Brad Gunning
    • Apr 9, 2020
    • 1 min

    Enroll in a Medigap Plan over the Phone

    From the beginning we've always offered our clients the ability to enroll in a Medicare Supplement plan over the phone. Back then it was for the client's convenience, but during this pandemic it's for everyone's safety. While it's always nice to meet someone in person, that's not a possibility as we deal with COVID-19. Luckily, this won't impact your ability to enroll in a Medigap plan. With just a short 15 minute phone call, we're able to complete a Medigap application for o
    16 views0 comments
    Building the Best Medicare Insurance Brokerage
    Brad Gunning
    • Jul 10, 2019
    • 3 min

    Building the Best Medicare Insurance Brokerage

    Several years ago, Troy and I decided to turn our focus entirely to the Medicare health insurance market. The shift in focus to Medicare was in response to constant feedback from our clients that Medicare help was an invaluable service in an complicated industry. They felt that we helped them choose the right plan, save money by shopping options, and offered great service after the sale. Fast forward to 2019 and we have nearly a thousand loyal clients. Our clients have given
    25 views1 comment
    Is Plan G the Best Medicare Supplement Plan?
    Brad Gunning
    • Jun 13, 2019
    • 2 min

    Is Plan G the Best Medicare Supplement Plan?

    For years, the "Cadillac" Medicare Supplement plan has been Plan F. It's the most comprehensive plan, completely filling the Medicare gaps. But beginning in January 2020, Plan F will no longer be available to newly-eligible Medicare enrollees. Plan G will be the most comprehensive Medigap plan With the phase out of Plan F, Medigap Plan G becomes the most comprehensive Medicare option. Plan G offers identical benefits to Plan F except it does not cover the Part B deductible. I
    72 views0 comments
    Traveling with Medicare
    Brad Gunning
    • Mar 5, 2019
    • 3 min

    Traveling with Medicare

    Our clients often tell us one of the main perks of retirement is having time to travel. But how does travel impact your Medicare coverage? To get the best idea of how your healthcare coverage will travel with you, we should break down the answer into Medicare coverage and supplemental coverage. Medicare Coverage While Traveling We have good news and bad news. The good news: While traveling within the United States, you can go to any provider that accepts Medicare (which is th
    34 views0 comments
    4 Questions to ask your Medicare Supplement Agent
    Brad Gunning
    • Feb 26, 2019
    • 2 min

    4 Questions to ask your Medicare Supplement Agent

    Enrolling in Medicare and securing a Medicare supplement insurance plan is a complicated, but important task. It's best to have a professional agent by your side to help with the process and offer advice based on their experience. Usually enrollment goes smoothly, but when a hangup with the enrollment process happens, a competent agent can make all the difference. Here are 5 questions you can ask a Medicare supplement insurance agent to help you decide if you want to work wit
    52 views0 comments
    Medicare Supplement Plan N Excess Charges
    Brad Gunning
    • Apr 3, 2018
    • 4 min

    Medicare Supplement Plan N Excess Charges

    While Medicare Supplement Plan F and Plan G might be the most popular Medigap plans, Plan N is at least worth exploring. Unlike Plans F and G, Medigap Plan N has co-pays, but many folks find them manageable: $20 for doctor visits and $50 for emergency room visits. Ultimately, whether paying $20 each time you visit the doctor sounds tolerable or not depends on how often you visit the doctor. Setting aside the Plan N co-pays, the aspect of Medigap Plan N that usually draws the
    359 views0 comments
    Medigap Open Enrollment
    Brad Gunning
    • Feb 12, 2018
    • 2 min

    Medigap Open Enrollment

    Unlike Medicare Advantage plans and prescription drug plans, you can sign up for a Medigap (also known as Medicare Supplement) plan throughout the year. There is no Annual Enrollment Period for Medigap plans. Unless a special exception applies or you are in your Initial Enrollment Period, however, you'll need to answer a few health questions to pass underwriting. The underwriting requirements vary by insurance company. Our Medicare consultants are familiar with the nuances of
    43 views0 comments
    Independent Agent for Medicare Supplement?
    Brad Gunning
    • Apr 12, 2017
    • 2 min

    Independent Agent for Medicare Supplement?

    Prospective clients often ask us: can I get a better deal if I purchase my Medigap policy directly from the insurance carrier? The answer is no, but let's explore the larger question of whether it makes sense to use an independent insurance agent instead of working directly with the insurance carrier. Should You Use an Independent Insurance Agent to Purchase Medicare Supplement Insurance? Full disclosure: Medicare Life Group is an independent insurance agency, so you can like
    46 views0 comments
    Retiring After Age 65, Can You Still Get Medigap?
    Brad Gunning
    • Jan 31, 2017
    • 2 min

    Retiring After Age 65, Can You Still Get Medigap?

    If you plan to retire by age 65 and are enrolled in Medicare Part B, then you have a 6-month Medicare Supplement (Medigap) enrollment period starting on the first day of your birthday month. But what if you plan to continue working after your 65th birthday? Will you be eligible for a Medigap policy once you retire? If You Retire After Age 65 Can You Get a Medicare Supplement Policy? To be clear, you can potentially get a Medigap policy at any age as long as you have Medicare
    31 views0 comments
    What is Medicare Supplement Plan N?
    Brad Gunning
    • Nov 22, 2016
    • 1 min

    What is Medicare Supplement Plan N?

    In most states there are up to ten standardized Medicare Supplement (Medigap) insurance plans. The most popular Medigap plans tend to be Plan F, Plan G, and Plan N. Let's explore Medigap Plan N. What is Medigap Plan N? As with all Medigap plans, Plan N is federally regulated and standardized, which means Plan N is the same regardless of which insurance carrier is offering it. While both Medigap Plan F and Plan G are more comprehensive, Medigap Plan N is a good option for peop
    64 views0 comments
    What are the most popular Medigap plans?
    Brad Gunning
    • Nov 18, 2016
    • 2 min

    What are the most popular Medigap plans?

    Sorting through all of your Medicare Supplement (Medigap) options can be overwhelming. After all, in some states there are as many as eleven Medigap plans to choose from -- to say nothing of the option to opt of of Medicare altogether and enroll in a Medicare Advantage plan. Luckily, there are four Medigap plans that are far and away more popular than the rest. The Most Popular Medigap Plans The four most popular Medigap plans are Plan F, Plan F high deductible, Plan G, and P
    100 views0 comments
    What is Medicare Supplement Plan G?
    Brad Gunning
    • Sep 15, 2016
    • 2 min

    What is Medicare Supplement Plan G?

    If you're approaching age 65 and looking into Medicare Supplement insurance, trying to wrap your head around all the various plans can be a bit overwhelming. You may have heard that Medigap Plan F is the most comprehensive plan. Then why is Medigap Plan G the most popular? What is Medigap Plan G? In many states, Medigap Plan G is the most popular Medicare Supplement plan. If Medigap Plan F is more comprehensive, why would Plan G be more popular? It comes down to price. Mediga
    69 views0 comments
    What is the Cost of Medigap in Ohio?
    Brad Gunning
    • Sep 13, 2016
    • 2 min

    What is the Cost of Medigap in Ohio?

    How much can you expect to pay for a Medigap plan if you live in Ohio? Let's take a look at how much a Medicare Supplement Insurance (Medigap) plan will cost you on a monthly basis. Below is a list of real-life Medigap quotes for a resident of Ohio in 2016.* For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65. These quotes are for residents of Franklin (Columbus), Cuyahoga (Cleveland), and H
    16 views0 comments
    What is the Cost of Medigap in Virginia?
    Brad Gunning
    • Aug 18, 2016
    • 2 min

    What is the Cost of Medigap in Virginia?

    As we continue our series looking at the cost of Medigap in different states, today we look at real-life Medicare Supplement Insurance (Medigap) quotes for a resident of Virginia in 2016. These quotes are real-life quotes, however, due to the range of factors that go into each quote, they should only be looked at as ballpark estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65. Whi
    34 views0 comments
    What is the Cost of Medigap in Texas?
    Brad Gunning
    • Aug 18, 2016
    • 2 min

    What is the Cost of Medigap in Texas?

    Do you live in the Lonestar State? Today we look at real-life Medicare Supplement Insurance (Medigap) quotes for a resident of Texas in 2016. While the quotes below are actual quotes for Medigap in Texas, due to the range of factors that go into each quote, they should only be looked at as estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65. We look at quotes for residents of Hous
    17 views0 comments
    What is the Cost of Medigap in Missouri?
    Brad Gunning
    • Aug 11, 2016
    • 2 min

    What is the Cost of Medigap in Missouri?

    This post looks at the cost of Medicare Supplement Insurance (Medigap) for a resident of Missouri in 2016. Rates vary depending on a number of factors, including your exact age, which county you live in, which insurance company is offering the policy, among other factors. Therefore, these quotes should only be looked at as ballpark estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age
    15 views0 comments
    What is the Cost of Medigap in South Carolina?
    Brad Gunning
    • Aug 9, 2016
    • 2 min

    What is the Cost of Medigap in South Carolina?

    Today we explore the cost of Medicare Supplement Insurance (Medigap) in 2016 for a resident of South Carolina. While these are actual real-life quotes, rates vary depending on your exact age, which county you live in, which insurance company is offering the policy, among other factors. Therefore, you should consider these quotes to be merely estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-sm
    21 views0 comments
    What is the Cost of Medigap in California?
    Brad Gunning
    • Aug 9, 2016
    • 2 min

    What is the Cost of Medigap in California?

    Today we explore the cost of Medicare Supplement Insurance (Medigap) for a resident of California in 2016. Rates vary depending on a number of factors, including your exact age, the county you live in, and which insurance company is offering the policy. The quotes below should be considered merely ballpark estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65, living in Los Angeles
    54 views0 comments
    What is the Cost of Medigap in Montana?
    Brad Gunning
    • Aug 8, 2016
    • 2 min

    What is the Cost of Medigap in Montana?

    This post will look at the cost of Medicare Supplement Insurance (Medigap) for a resident of Montana in 2016. Rates vary depending on your exact age, which county you live in, which insurance company is offering the policy, among other factors. Therefore, these quotes merely ballpark estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65, living in Yellowstone and Big Horn counties.
    31 views0 comments
    What is the Cost of Medigap in Florida?
    Brad Gunning
    • Aug 8, 2016
    • 2 min

    What is the Cost of Medigap in Florida?

    This post will break down the cost of Medicare Supplement Insurance (Medigap) for a resident of Florida in 2016. Rates vary depending on your exact age, which county you live in, which insurance company is offering the policy, among other factors. So with that said, consider these merely ballpark estimates. For a free personalized quote, give us a call or request a quote online. For each of these example quotes, we assume a non-smoker, age 65, living in Miami-Dade County. Med
    12 views0 comments
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